CD Special:

Earn up to 3.90% APY on your money!

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Our Great Strength is our singular focus on this community.  On you. And your dreams. The Promise of your new home. The joy of building something together. A future. A family. A relationship for generations.

Some Banks Celebrate Branches

We Celebrate
Roots.

In a time when big banks brag about all their many branches, we are most proud of our roots. Over 100 years. Right here, serving this community. Your community. Your needs. Your dreams. Today. And tomorrow. 

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Helping Your Community

Your money
stays at home.

One of the unique benefits of banking with us is how much it actually helps you and your community. As a local bank, we finance local dreams. Yours. Your neighbors. And unlike other lenders, we never sell our loans to other banks. Your investments in us will always remain investments in you. 

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State of the art technology

Old-School
Personal Service.

You can do all your banking remotely on your Smartphone or computer. We offer the latest in the evolving world of banking technology. Or come on in and actually talk to some really smart people. To answer your questions. Or just say "hi".

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Big Bank Expertise

Without Big
Bank Attitude.

Don’t let our hometown friendliness fool you. We offer the same sophisticated financial products and services of the biggest banks, without all the corporate stuff you hate. All of our decision-makers are right here, in your community. Ready to help you.

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Title Token Key Token Value
Loan to Value Ratio - 81-90% - 10 Year Rate {{LTV_8190_10year_rate}} 5.125
Loan to Value Ratio - 81-90% - 10 Year APR {{LTV_8190_10year_apr}} 5.377
Loan to Value Ratio - 81-90% - 10 Year Payment Example {{LTV_8190_10year_pmt}} 1,760.18
Loan to Value Ratio - 81-90% - 10 Year Points {{LTV_8190_10year_points}} 0
Loan to Value Ratio - 81-90% - 15 Year Rate {{LTV_8190_15year_rate}} 5.250
Loan to Value Ratio - 81-90% - 15 Year APR {{LTV_8190_15year_apr}} 5.429
Loan to Value Ratio - 81-90% - 15 Year Points {{LTV_8190_15year_points}} 0
Loan to Value Ratio - 81-90% - 15 Year Payment Example {{LTV_8190_15year_pmt}} 1,326.40
Loan to Value Ratio - 81-90% - 20 Year Rate {{LTV_8190_20year_rate}} 5.750
Loan to Value Ratio - 81-90% - 20 Year APR {{LTV_8190_20year_apr}} 5.899
Loan to Value Ratio - 81-90% - 20 Year Points {{LTV_8190_20year_points}} 0
Loan to Value Ratio - 81-90% - 20 Year Payment Example {{LTV_8190_20year_pmt}} 1,158.44
Loan to Value Ratio - 81-90% - 25 Year Rate {{LTV_8190_25year_rate}} 5.875
Loan to Value Ratio - 81-90% - 25 Year APR {{LTV_8190_25year_apr}} 6.003
Loan to Value Ratio - 81-90% - 25 Year Points {{LTV_8190_25year_points}} 0
Loan to Value Ratio - 81-90% - 25 Year Payment Example {{LTV_8190_25year_pmt}} 1,050.53
Loan to Value Ratio - 81-90% - 30 Year Rate {{LTV_8190_30year_rate}} 6.000
Loan to Value Ratio - 81-90% - 30 Year APR {{LTV_8190_30year_apr}} 6.115
Loan to Value Ratio - 81-90% - 30 Year Points {{LTV_8190_30year_points}} 0
Loan to Value Ratio - 81-90% - 30 Year Payment Example {{LTV_8190_30year_pmt}} 989.26
Loan to Value Ratio - 71-80% - 10 Year Rate {{LTV_7180_10year_rate}} 5.000
Loan to Value Ratio - 71-80% - 10 Year APR {{LTV_7180_10year_apr}} 5.249
Loan to Value Ratio - 71-80% - 10 Year Points {{LTV_7180_10year_points}} 0
Loan to Value Ratio - 71-80% - 10 Year Payment Example {{LTV_7180_10year_pmt}} 1,750.08
Loan to Value Ratio - 71-80% - 15 Year Rate {{LTV_7180_15year_rate}} 5.125
Loan to Value Ratio - 71-80% - 15 Year APR {{LTV_7180_15year_apr}} 5.301
Loan to Value Ratio - 71-80% - 15 Year Points {{LTV_7180_15year_points}} 0
Loan to Value Ratio - 71-80% - 15 Year Payment Example {{LTV_7180_15year_pmt}} 1,315.58
Loan to Value Ratio - 71-80% - 20 Year Rate {{LTV_7180_20year_rate}} 5.625
Loan to Value Ratio - 71-80% - 20 Year APR {{LTV_7180_20year_apr}} 5.772
Loan to Value Ratio - 71-80% - 20 Year Points {{LTV_7180_20year_points}} 0
Loan to Value Ratio - 71-80% - 20 Year Payment Example {{LTV_7180_20year_pmt}} 1,146.69
Loan to Value Ratio - 71-80% - 25 Year Rate {{LTV_7180_25year_rate}} 5.750
Loan to Value Ratio - 71-80% - 25 Year APR {{LTV_7180_25year_apr}} 5.876
Loan to Value Ratio - 71-80% - 25 Year Points {{LTV_7180_25year_points}} 0
Loan to Value Ratio - 71-80% - 25 Year Payment Example {{LTV_7180_25year_pmt}} 1,038.03
Loan to Value Ratio - 71-80% - 30 Year Rate {{LTV_7180_30year_rate}} 5.875
Loan to Value Ratio - 71-80% - 30 Year APR {{LTV_7180_30year_apr}} 5.988
Loan to Value Ratio - 71-80% - 30 Year Points {{LTV_7180_30year_points}} 0
Loan to Value Ratio - 71-80% - 30 Year Payment Example {{LTV_7180_30year_pmt}} 976.04
Loan to Value Ratio - 61-70% - 10 Year Rate {{LTV_6170_10year_rate}} 4.875
Loan to Value Ratio - 61-70% - 10 Year APR {{LTV_6170_10year_apr}} 5.121
Loan to Value Ratio - 61-70% - 10 Year Points {{LTV_6170_10year_points}} 0
Loan to Value Ratio - 61-70% - 10 Year Payment Value {{LTV_6170_10year_pmt}} 1,740.02
Loan to Value Ratio - 61-70% - 15 Year Rate {{LTV_6170_15year_rate}} 5.000
Loan to Value Ratio - 61-70% - 15 Year APR {{LTV_6170_15year_apr}} 5.174
Loan to Value Ratio - 61-70% - 15 Year Points {{LTV_6170_15year_points}} 0
Loan to Value Ratio - 61-70% - 15 Year Payment Example {{LTV_6170_15year_pmt}} 1,304.81
Loan to Value Ratio - 61-70% - 20 Year Rate {{LTV_6170_20year_rate}} 5.500
Loan to Value Ratio - 61-70% - 20 Year APR {{LTV_6170_20year_apr}} 5.645
Loan to Value Ratio - 61-70% - 20 Year Points {{LTV_6170_20year_points}} 0
Loan to Value Ratio - 61-70% - 20 Year Payment Example {{LTV_6170_20year_pmt}} 1,135.01
Loan to Value Ratio - 61-70% - 25 Year Rate {{LTV_6170_25year_rate}} 5.625
Loan to Value Ratio - 61-70% - 25 Year APR {{LTV_6170_25year_apr}} 5.749
Loan to Value Ratio - 61-70% - 25 Year Points {{LTV_6170_25year_points}} 0
Loan to Value Ratio - 61-70% - 25 Year Payment Example {{LTV_6170_25year_pmt}} 1,025.60
Loan to Value Ratio - 61-70% - 30 Year Rate {{LTV_6170_30year_rate}} 5.750
Loan to Value Ratio - 61-70% - 30 Year APR {{LTV_6170_30year_apr}} 5.861
Loan to Value Ratio - 61-70% - 30 Year Points {{LTV_6170_30year_points}} 0
Loan to Value Ratio - 61-70% - 30 Year Payment Example {{LTV_6170_30year_pmt}} 962.90
Loan to Value Ratio - 60% and Below - 10 Year Rate {{LTV_60_10year_rate}} 4.750
Loan to Value Ratio - 60% and Below - 10 Year APR {{LTV_60_10year_apr}} 4.993
Loan to Value Ratio - 60% and Below - 10 Year Points {{LTV_60_10year_points}} 0
Loan to Value Ratio - 60% and Below - 10 Year Payment Example {{LTV_60_10year_pmt}} 1,729.99
Loan to Value Ratio - 60% and Below - 15 Year Rate {{LTV_60_15year_rate}} 4.875
Loan to Value Ratio - 60% and Below - 15 Year APR {{LTV_60_15year_apr}} 5.047
Loan to Value Ratio - 60% and Below - 15 Year Points {{LTV_60_15year_points}} 0
Loan to Value Ratio - 60% and Below - 15 Year Payment Example {{LTV_60_15year_pmt}} 1,294.09
Loan to Value Ratio - 60% and Below - 20 Year Rate {{LTV_60_20year_rate}} 5.375
Loan to Value Ratio - 60% and Below - 20 Year APR {{LTV_60_20year_apr}} 5.518
Loan to Value Ratio - 60% and Below - 20 Year Points {{LTV_60_20year_points}} 0
Loan to Value Ratio - 60% and Below - 20 Year Payment Example {{LTV_60_20year_pmt}} 1,123.40
Loan to Value Ratio - 60% and Below - 25 Year Rate {{LTV_60_25year_rate}} 5.500
Loan to Value Ratio - 60% and Below - 25 Year APR {{LTV_60_25year_apr}} 5.622
Loan to Value Ratio - 60% and Below - 25 Year Points {{LTV_60_25year_points}} 0
Loan to Value Ratio - 60% and Below - 25 Year Payment Example {{LTV_60_25year_pmt}} 1,013.24
Loan to Value Ratio - 60% and Below - 30 Year Rate {{LTV_60_30year_rate}} 5.625
Loan to Value Ratio - 60% and Below - 30 Year APR {{LTV_60_30year_apr}} 5.734
Loan to Value Ratio - 60% and Below - 30 Year Points {{LTV_60_30year_points}} 0
Loan to Value Ratio - 60% and Below - 30 Year Payment Example {{LTV_60_30year_pmt}} 949.83
Refinance APR Fees {{Refinance_APR_Fees}} 1,134.25
Purchase APR Fees {{Purchase_APR_Fees}} 2,102.00
First Time Home Buyer APR Fees {{FTHB_APR_Fees}} 1,452
First Time Home Owner Refinance APR Fees {{FTHO_Fefi_APR_Fees}} 539.25
Odd Day Interest {{Odd_Day_Interest}} 1,595.00
Purchase Rate Adjustor {{Purchase_Rate_Adjustor}} 0
First Time Home Buyer Rate Adjustor {{FTHB_Rate_Adjustor}} 0
Refinance Rate Adjustor {{Refi_Rate_Adjustor}} .125
Interest Checking - Rate {{checking_interest_rate}} 0.05
Interest Checking - APY {{checking_interest_apy}} 0.05
Gold 50 Checking - Rate {{checking_gold50_rate}} 0.10
Gold 50 Checking - APY {{checking_gold50_apy}} 0.10
Premium Checking - Rate {{checking_premium_rate}} 0.15
Premium Checking - APY {{checking_premium_apy}} 0.15
Home Business Checking - Rate {{checking_home_business_rate}} 0.05
Home Business Checking - APY {{checking_home_business_apy}} 0.05
E - Savings - $0.01 to $49,999 - Rate {{savings_esavings_49999_rate}} 0.75
E Savings - $0.01 to $49,999 - APY {{savings_esavings_49999_apy}} 0.75
E Savings - $50,000 and Over - Rate {{savings_esavings_50000_rate}} 0.90
E Savings - $50,000 and Over - APY {{savings_esavings_50000_apy}} 0.90
Statement Savings - Rate {{savings_statement_rate}} 0.70
Statement Savings - APY {{savings_statement_apy}} 0.70
Small Savers - Rate {{savers_small_rate}} 0.70
Small Savers - APY {{savers_small_apy}} 0.70
IRA Statement Savings - Rate {{savings_ira_statement_rate}} 0.70
IRA Statement Savings - APY {{savings_ira_statement_apy}} 0.70
Insured Money Market $0.01 to $49,999 - Rate {{moneymarket_49999_rate}} 0.60
Insured Money Market $0.01 to $49,999 - APY {{moneymarket_49999_apy}} 0.60
Insured Money Market $50,000 - $99,999 - Rate {{moneymarket_99999_rate}} 0.70
Insured Money Market $50,000 - $99,999 - APY {{moneymarket_99999_apy}} 0.70
Insured Money Market $100,000 - $199,999 - Rate {{moneymarket_199999_rate}} 0.80
Insured Money Market $100,000 - $199,999 - APY {{moneymarket_199999_apy}} 0.80
Insured Money Market $200,000 and Over - Rate {{moneymarket_200000_rate}} 0.90
Insured Money Market $200,000 and Over - APY {{moneymarket_200000_apy}} 0.90
6 Month CD - Rate {{cd_6mo_rate}} 0.45
6 Month CD - APY {{cd_6mo_apy}} 0.45
9 Month CD - Rate {{cd_9mo_rate}} 0.50
9 Month CD - APY {{cd_9mo_apy}} 0.50
12 Month CD - Rate {{cd_12mo_rate}} 0.55
12 Month CD - APY {{cd_12mo_apy}} 0.55
18 Month CD - Rate {{cd_18mo_rate}} 0.60
18 Month CD - APY {{cd_18mo_apy}} 0.60
24 Month CD - Rate {{cd_24mo_rate}} 0.65
24 Month CD - APY {{cd_24mo_apy}} 0.65
30 Month CD - Rate {{cd_30mo_rate}} 0.70
30 Month CD - APY {{cd_30mo_apy}} 0.70
42 Month CD - Rate {{cd_42mo_rate}} 0.75
42 Month CD - APY {{cd_42mo_apy}} 0.75
180 Days Jumbo CD - Rate {{cd_jumbo_180days_rate}} 0.50
180 Days Jumbo CD - APY {{cd_jumbo_180days_apy}} 0.50
365 Days Jumbo CD - Rate {{cd_jumbo_365days_rate}} 0.60
365 Days Jumbo CD - APY {{cd_jumbo_365days_apy}} 0.60
9 Month CD Special - Rate {{cd_9mo_special_rate}} .50
9 Month CD Special - APY {{cd_9mo_special_apy}} .50
13 Month CD Special - Rate {{cd_23mo_special_rate}} 3.83
13 Month CD Special - APY {{cd_23mo_special_apy}} 3.90
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