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Fixed Term Mortgage Rates

Select your loan-to-value (LTV) ratio for your rate options below, or get a custom quote in seconds with our Best Rate Tool.

60% & below LTV

Term Rate APR Points Payment
Example
30 Years {{LTV_60_30year_rate}}% {{LTV_60_30year_apr}}% {{LTV_60_30year_points}} ${{LTV_60_30year_pmt}}
25 Years {{LTV_60_25year_rate}}% {{LTV_60_25year_apr}}% {{LTV_60_25year_points}} ${{LTV_60_25year_pmt}}
20 Years {{LTV_60_20year_rate}}% {{LTV_60_20year_apr}}% {{LTV_60_20year_points}} ${{LTV_60_20year_pmt}}
15 Years {{LTV_60_15year_rate}}% {{LTV_60_15year_apr}}% {{LTV_60_15year_points}} ${{LTV_60_15year_pmt}}
10 Years {{LTV_60_10year_rate}}% {{LTV_60_10year_apr}}% {{LTV_60_10year_points}} ${{LTV_60_10year_pmt}}

 

Term Rate APR Points Payment
Example
30 Years {{LTV_6170_30year_rate}}% {{LTV_6170_30year_apr}}% {{LTV_6170_30year_points}} ${{LTV_6170_30year_pmt}}
25 Years {{LTV_6170_25year_rate}}% {{LTV_6170_25year_apr}}% {{LTV_6170_25year_points}} ${{LTV_6170_25year_pmt}}
20 Years {{LTV_6170_20year_rate}}% {{LTV_6170_20year_apr}}% {{LTV_6170_20year_points}} ${{LTV_6170_20year_pmt}}
15 Years {{LTV_6170_15year_rate}}% {{LTV_6170_15year_apr}}% {{LTV_6170_15year_points}} ${{LTV_6170_15year_pmt}}
10 Years {{LTV_6170_10year_rate}}% {{LTV_6170_10year_apr}}% {{LTV_6170_10year_points}} ${{LTV_6170_10year_pmt}}

Term Rate APR Points Payment
Example
30 Years {{LTV_7180_30year_rate}}% {{LTV_7180_30year_apr}}% {{LTV_7180_30year_points}} ${{LTV_7180_30year_pmt}}
25 Years {{LTV_7180_25year_rate}}% {{LTV_7180_25year_apr}}% {{LTV_7180_25year_points}} ${{LTV_7180_25year_pmt}}
20 Years {{LTV_7180_20year_rate}}% {{LTV_7180_20year_apr}}% {{LTV_7180_20year_points}} ${{LTV_7180_20year_pmt}}
15 Years {{LTV_7180_15year_rate}}% {{LTV_7180_15year_apr}}% {{LTV_7180_15year_points}} ${{LTV_7180_15year_pmt}}
10 Years {{LTV_7180_10year_rate}}% {{LTV_7180_10year_apr}}% {{LTV_7180_10year_points}} ${{LTV_7180_10year_pmt}}

Term Rate APR Points Payment
Example
30 Years {{LTV_8190_30year_rate}}% {{LTV_8190_30year_apr}}% {{LTV_8190_30year_points}} ${{LTV_8190_30year_pmt}}
25 Years {{LTV_8190_25year_rate}}% {{LTV_8190_25year_apr}}% {{LTV_8190_25year_points}} ${{LTV_8190_25year_pmt}}
20 Years {{LTV_8190_20year_rate}}% {{LTV_8190_20year_apr}}% {{LTV_8190_20year_points}} ${{LTV_8190_20year_pmt}}
15 Years {{LTV_8190_15year_rate}}% {{LTV_8190_15year_apr}}% {{LTV_8190_15year_points}} ${{LTV_8190_15year_pmt}}
10 Years {{LTV_8190_10year_rate}}% {{LTV_8190_10year_apr}}% {{LTV_8190_10year_points}} ${{LTV_8190_10year_pmt}}

ADDITIONAL BENEFITS:

  • Mortgage Rate Security – Don't stress about changing mortgage rates with our 75-day mortgage rate lock AND you'll be eligible for a free mortgage rate float down if mortgage rates decrease. Call for details. 
  • Loan Modifications - While we offer great rates, there is still potential for them to decrease in the future and because we don't sell our loans, you are eligible to adjust the terms of your mortgage quicker and easier through our Loan Modification Program.
  • Relationship Focused - As a portfolio lender, getting a mortgage with us is more like a partnership than a business deal. Our experienced team works to ensure you get a mortgage you can afford and if faced with a hardship, we'll be here to listen.
  • Commission-Free - Our Loan Officers aren't commission-based or distracted by quotas. Instead, they are focused on creating Relationships for Generations through honesty and integrity. 
  • Flexible - A square peg doesn't fit in a round hole! All credit decisions are based on your individual circumstances, not the secondary mortgage market guidelines. Self-employed? Recent job change? We'll look into it!
  • Portfolio Lender - We will service and hold your mortgage for the life of the loan. 
  • Money Stays Local - To help build and improve the local community.
  • Premium Customer Service - You talk to real people - not automated phone systems or call centers. 

 

A GREAT RATE IS JUST THE START OF A GREAT RELATIONSHIP. 

Most mortgage customers come to us for our great rates. But they stay with us thanks to the additional benefits each individual mortgage product provides. Find out which one is right for you. And discover how "Relationships for Generations" is so much more than a line in our logo. 

View Mortgage Products

Rates are accurate as of .
LTV = Loan-to-Value

  • Loans are for owner occupied properties only. Fixed term mortgages can be used for condominiums and townhouses. Maximum loan amount offered is  $999,999.00.
  • All payment examples and APRs are based on $165,000 loan amounts. Property insurance is required. Flood insurance may be required. Payment examples do not include amounts for taxes and insurance. Real estate tax escrow may be required.
  • Rates are subject to change, APR = Annual Percentage Rate
  • On-line rates are for information only. While we make every effort to keep them current and accurate, inaccurate rates will not be honored.
  • The above rates are for loans within the bank’s market area of DuPage, Will, and Kane Counties. Please call for additional information. All loans are subject to the bank’s  underwriting standards.

HEAR WHAT MEMBERS OF YOUR COMMUNITY SAY ABOUT US.

"The support that Lisle Savings Bank provided us was unmatched. Not only were your rates and fees significantly better than the other two large companies I looked at, but you were also significantly less pushy and more patient with my questions."

Adam N. Customer since 2019

"The positive interaction I receive while working with LSB's employees, and their outstanding rates, will keep me a loyal customer for life."

Robert B. Customer since 2010

"Originally looking for a bank with great customer service and competitive lending rates, I left my "big box" bank when I discovered how accessible and helpful the team at Lisle Savings Bank is. It's wonderful to partner with a local bank with local customer service and great products."

Michael B. Customer since 2019

"Going into the process, I realized that even small differences in mortgage terms would add up to large dollar amounts over time. Lisle Savings Bank’s program for first-time homebuyers proved to be the optimal solution for me."

Michael D. Customer since 2004

"We used Lisle Savings Bank for our first home mortgage as well as two refinances and they’ve been amazing every time! They’re extremely responsive, knowledgeable, and friendly."

Megan O. Customer since 2019

"When I decided to purchase my first home Lisle Savings Banks' first time home buyer program was exactly what I needed."

Nick C. Customer since 1995
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