Individual Retirement Accounts | Lisle Savings Bank

Start planting seeds now for a richer harvest at retirement.

It’s never too early to start preparing for retirement, especially when there are tax advantages available to help you maximize your return on investment. Open an Individual Retirement Account (IRA) with Lisle Savings Bank and watch your money grow!

Find the best type of IRA for you!

Traditional – Allows qualified individuals to contribute pre-tax income that grows tax-deferred, and your contributions may be tax-deductible*.
Roth - While your contributions are not tax-deductible because they are funded with after-tax dollars, the main benefit is when you’re ready to take out the money, it’s available tax-free if you meet the requirements*.
Coverdell ESA - A Coverdell Education Savings Account (ESA) is a tax-deferred trust account created by the U.S. government to help families fund educational expenses for beneficiaries who are under the age of 18 when the account is established.
SEP - A Simplified Employee Pension is a retirement plan established by employers for the benefit of employees and themselves.

*Consult your tax advisor for tax-deduction eligibility.

Hear what members of your community say about us

"When I decided to purchase my first home Lisle Savings Banks' first time home buyer program was exactly what I needed."

Nick C. Customer since 1995

"The support that Lisle Savings Bank provided us was unmatched. Not only were your rates and fees significantly better than the other two large companies I looked at, but you were also significantly less pushy and more patient with my questions."

Adam N. Customer since 2019

"The positive interaction I receive while working with LSB's employees, and their outstanding rates, will keep me a loyal customer for life."

Robert B. Customer since 2010

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