Simplify & Save: Keep Your Savings Moving with 3.00% APY*
| Features |
Benefit |
3.00% APY*
Details |
Watch your money grow faster! If you don’t meet qualifications, you’ll still earn 0.05% APY* and can start earning it again the following month. |
| Low Fees |
Enjoy no monthly maintenance fees - keep more of your hard-earned money. |
| Zelle® & Mobile Payments |
Send and receive money easily and securely with friends & family. |
| Mobile Capture |
Deposit checks from the comfort of your home. |
| Easy Access Support |
Talk to real people in Lisle who care – no frustrating 1-800 numbers. The kind of personal service only a true community bank can offer. |
| Easy Online Account Opening |
Open Online |
1U.S. checking or savings account is required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
How to Maximize Your Rewards
Qualifying for your High Interest Checking, Mortgage Advantage Checking, or Cashback Rewards Checking accounts automatically qualifies you for the High Interest Savings rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your High Interest, Mortgage Advantage, or Cashback account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases
- Have at least 1 direct deposit or ACH credit or debit transaction
- Be enrolled in and agree to receive eStatements
- Maintain at least 1 Mortgage Loan Relationship (applicable to Mortgage Advantage Checking only)
And if you don’t meet these qualifications, don’t worry! You’ll still earn our base rate on High Interest Savings. And you can get right back to earning your full rewards the very next cycle that you qualify.
What Your Account Includes
Link this account to your High Interest Checking, Mortgage Advantage Checking, or Cashback Rewards Checking Account— and build savings automatically while earning high interest.
- Links to free High Interest, Mortgage Advantage, or Cashback Rewards Checking
- Automatic transfers of High Interest, Mortgage Advantage, or Cashback Rewards earnings
- $10.00 minimum deposit to open
- No minimum balance to earn rewards
- 3.00% APY* on balances as much as $250,000
- 3.00% to 2.29% APY on balances over $250,000 depending on balance in account*
- 0.05% APY* on all balances if qualifications are not met in High Interest, Mortgage Advantage, or Cashback Rewards Checking
Bank Local. Earn More. Make a Difference.
When you bank with us, you're doing more than just managing your money – you’re investing in the community you call home. Every transaction helps support your local bank, that’s been committed to Lisle and the surrounding neighborhoods for generations. From sponsoring local events to supporting families and small businesses, your everyday banking helps build a stronger, more connected community. It’s a simple way to do good while doing what you already do – spend, save, and swipe.
Don’t Wait – Start Earning Rewards Today! Open your account online today and experience what it means to bank with purpose and get rewarded for it!
View Branch Locations Open Online
Frequently Asked Questions (FAQ)
You can earn an impressive 3.00% APY* on balances up to and including $250,000. Balances over $250,000 earn an APY* of 3.00% to 2.29% APY depending on the balance in the account. If qualifications aren’t met, you’ll still earn a base rate of 0.05%APY*.
No. The High Interest Checking, Mortgage Advantage Checking, and Cashback Rewards Checking are the only accounts that qualify.
After opening your account, simply login to our online banking platform and select the option to enroll in eStatements. It’s quick, easy, and helps you meet a qualification for rewards.
Absolutely! While we are based in Lisle, we proudly serve customers throughout DuPage, Will, and Kane Counties, including cities like Naperville, Downers Grove, Woodridge, Wheaton, Aurora, Bolingbrook, and Glen Ellyn.
You get access to convenient digital tools like Zelle® for easy money transfers, Mobile Wallet for secure payments, Bill Pay for online bill management, Mobile Capture to deposit checks using your smartphone, and more!
By banking with us, you’re investing in your local community. Every transaction helps support a community bank committed to Lisle and surrounding area for generations, sponsoring local events and supporting families and small businesses.
Unlike larger banks, we offer easy access to support from real people in Lisle who care. You’ll talk directly to friendly, knowledgeable staff – no frustrating 1-800 numbers or endless phone trees.
A balance amount of $0.01 - $250,000.00 earns the 3.00% APY, provided you meet the monthly checking account qualifications.
No, there is no minimum balance on your High Interest Savings account, provided you meet the monthly checking account qualifications.
If you don’t meet the monthly qualifications for your linked checking accounts, your High Interest Savings account will still earn a competitive base rate of 0.05% APY for that month. You can easily requalify the following month to earn the full 3.00% APY.
You can easily transfer funds between your linked accounts through our online banking platform or mobile app, call the Bank, or by visiting us in person.
We utilize advanced encryption and security measures to protect your online banking sessions and personal information. We also offer features like multi-factor authentication for enhanced security. Our “.Bank” domain, exclusive to verified financial institutions, ensures you’re interacting with our authentic website.
Lisle Savings Bank’s market area is DuPage, Will, & Kane Counties, which includes the following cities: Aurora, Batavia, Darien, Elmhurst, Naperville, Oakbrook Terrace, St. Charles, Warrenville, West Chicago, Wood Dale, Addison, Bartlett, Bensenville, Bloomingdale, Bolingbrook, Burr Ridge, Carol Stream, Clarendon Hills, Downers Grove, Elk Grove Village, Glendale Heights, Glen Ellyn, Hanover Park, Hinsdale, Itasca, Lemont, Lisle, Lombard, Oak Brook, Roselle, Schaumburg, Villa Park, Wayne, Westmont, Willow Springs, Willowbrook, Winfield, & Woodridge. Some cities listed may extend beyond DuPage, Will, & Kane County. Certain municipalities span multiple counties; only the portions within DuPage, Will, or Kane are included in our primary market area. While the cities and villages listed are part of our market area, a few may partially extend beyond DuPage, Will, or Kane County.
*Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first banking day of the current statement cycle through one (1) banking day prior to the last banking day of the current statement cycle.
See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
"Banking Day" means any day on which an office of the bank is open to the public for the purpose of carrying out substantially all of its banking functions or for processing.
"Business Day" means a calendar day other than a Saturday or a Sunday, January 1, the third Monday in January, the third Monday in February, the last Monday in May, June 19, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, June 19, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day.
"Statement Cycle" means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account. See our website or contact one of our branch service representatives for specific Statement Cycle dates.
Reward Information:
When your linked Cashback Rewards Checking, High Interest Checking, or Mortgage Advantage Checking account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $250,000.00 in your High Interest Savings account earn an APY of 3.00%, and daily balances over $250,000.00 earn an interest rate of 0.50% on the portion of the daily balance over $250,000.00, resulting in a range from 3.00% to 2.29% APY depending on the account's daily balance.
When your linked Cashback Rewards Checking, High Interest Checking, or Mortgage Advantage Checking account qualifications are not met, the entire daily balance in the High Interest Savings account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% APY.
Interest will be credited to your High Interest Savings account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of 09/02/2025.
APY calculations are based on an assumed balance of $250,000.00 + $100,000.00 in your High Interest Savings account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after your account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
A minimum deposit of $10.00 is required to open the account.
The conditions of this account in order to receive rewards after the Monthly Qualification Cycle are the following: be enrolled in and agree to receive e-statements, at least one (1) direct deposit or ACH credit or debit transaction posts and settles during the Monthly Qualification Cycle, and at least twelve (12) debit card purchases post and settle during the Monthly Qualification Cycle.
Limit of one (1) High Interest Savings account per social security number.
There are no recurring monthly maintenance charges or fees to open or close this account.
This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account.
A Cashback Rewards Checking, High Interest Savings, or Mortgage Advantage Checking account is required to have a High Interest Savings account.
A linked High Interest Savings account is required for automatic savings.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Member FDIC.