First-Time Homebuyer Program

Avoid Paying PMI!

Not many first-time homebuyers know this, but they’re often required to pay Private Mortgage Insurance (PMI), a condition that protects the lender if you default on your mortgage loan. This monthly expense is often hidden and can cost thousands of dollars!

Apply Online  Mortgage Rates

Exclusive Benefits

Your dream home needs a dream mortgage! With a 10% down payment, you become eligible for LSB’s First-Time Homebuyer Program that helps you save BIG!

  • No Lender Fees 
  • No Private Mortgage Insurance 
  • Low Mortgage Rates
  • Interest Rate Float Down

Reduce the Stress of Buying Your First Home

The journey to buy your first home should be an exciting experience that isn’t clouded by uncertainty. LSB has made the application process smooth and frictionless. You’ll have access to:

  • Local Loan Specialists are salaried employees focused on creating relationships for generations and aren’t distracted by quotas and commissions. Honesty and transparency matter!
  • Pre-Approvals to tell you how much you can borrow
  • An Online Application that’s easy to complete.
  • Financial Calculators to inform and guide your decisions
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