FINANCIAL SPRING CLEANING

Spring is not only the perfect time for home tidying, it's also an ideal time to spruce up your finances! Taking the time to evaluate your finances, get them in order, and make sure you’re on track is important in reaching your financial goals. This season, take some time to complete these important personal finance tasks:

• Tax Preparation & Receipt Organization: Gather all your tax-related documents and receipts. Make sure to organize them neatly in a dedicated folder or file for easy access when it's time to file your taxes. Keeping your financial paperwork orderly can save you time and frustration when you go to file your taxes.
• Enroll in Electronic Statements: Consider making the switch to electronic statements for your bills and bank accounts. Not only does this free up your space, but it also reduces paper waste and lessens the risk of identity theft associated with physical statements. Plus, enjoy the comfort of accessing your statements anytime through online banking.
• Update Your Contact Information: If you've recently moved or changed your contact details, remember to share your most current contact information with us. Keeping your information current ensures that you receive important account notifications, messages, and statements promptly.
• Evaluate Your Spending Habits: Examine your spending patterns to identify areas where you can reduce expenses or increase savings. This might include reducing non-essential spending, renegotiating bills, or arranging automated transfers to your savings. By being mindful of your expenditures, you can effectively manage your checking account balance and avoid incurring overdraft fees.
• Leverage Digital Banking Tools & Services: Make the most of the tools and features available to you through online and mobile banking. You can set up alerts to notify you of account activity, review your account transactions, mobile deposit checks, transfer funds, pay bills, and more.

By implementing these decluttering strategies, you can clean up your finances and put yourself in a solid spot.