The holiday season is full of excitement, travel, and celebrations, but it can also bring unexpected expenses. Using your LSB Mastercard® Debit Card is a reliable and straightforward way to manage your spending during one of the busiest times of the year. With mindful planning, you can stay within your budget, avoid unnecessary stress, and make the most of every purchase.
Start With a Clear Spending Plan
Before you begin shopping, outline how much you want to spend on gifts, decorations, entertainment, and travel. Having a total budget in mind helps you stay grounded while you browse sales and promotions. One way to do this is to create a short list of holiday categories and assign a dollar amount to each. You can then track your spending through Online or Mobile Banking so you always know where you stand and can adjust as needed throughout the season.
Take Advantage of Purchase Alerts
Turning on real-time alerts is one of the easiest ways to stay in control of your holiday spending. Alerts show each debit card purchase as it happens, making it easier to stay informed about your spending throughout the season.
Use Your Digital Wallet for Extra Security
Mobile wallets like Apple Pay®, Google Pay™, and Samsung Pay™ provide an additional layer of protection when you shop in stores or online because your actual card number is never shared with the merchant, and checkout is fast and secure. This feature can be especially helpful when shopping at pop-up holiday markets or smaller vendors that accept mobile payments, allowing you to make purchases safely and conveniently.
Prepare for Holiday Travel
If your holiday plans include travel, your LSB Debit Card is a convenient and reliable way to pay wherever you go. Before you leave, take a moment to review your account information and confirm your contact details are up to date. Checking your daily spending and withdrawal limits can help you plan for larger purchases or travel expenses. These simple steps help you stay organized and enjoy your holiday trips with confidence, knowing your card is ready to use whenever and wherever you need it.
Helpful Reminders for the Season
- Track spending by category to stay within your budget for gifts, decorations, travel, and entertainment.
- Turn on real-time alerts to monitor purchases as they happen.
- Use your digital wallet for extra security, especially at small vendors or pop-up markets.
- Keep all holiday spending on your LSB Debit Card for easier tracking.
- Plan ahead for travel by reviewing contact details and daily spending limits.
Make the Most of Your Holiday Spending
The holidays should be a time to celebrate and connect. Your LSB Debit Card is a reliable tool that helps you manage your spending, stay organized, and keep your finances on track throughout the season. If you have any questions about your account or need assistance, the LSB team is always here to help!