The holidays are a wonderful time, but unfortunately, it also comes with an increase in scams targeting shoppers and travelers! Fraud attempts are more common during November and December because scammers know people are busy and spending more than usual. Luckily, being aware of these common holiday scams can help protect your personal information and your money.
Watch for Fake Shopping Websites
Scammers often create websites that look like real retailers but exist only to collect payment information. These sites usually promote limited-time deals or highly discounted items to pressure shoppers into making quick purchases. If a price seems unusually low or the site feels unfamiliar, it is best to pause and shop elsewhere. Always verify that a site uses secure checkout before entering your card information or stick to retailers you have shopped from before.
Be Cautious with Messages
Holiday scams often come in the form of texts, emails, or social media messages claiming to be from a retailer, shipping company, or even Lisle Savings Bank. They may include fake shipping updates, invoices, or urgent account notifications. Scammers rely on urgency to get people to act without thinking. If you receive a message that seems unusual, contact Lisle Savings Bank or the company directly using a verified phone number or website rather than following any links.
Protect Against Package Delivery Scams
With so many gifts being ordered online, package-related scams increase during the holidays. Scammers may send messages claiming a package cannot be delivered or requires additional information, leading you to pages designed to steal personal details. Always track packages through the retailer or the shipping company’s official website.
Be Careful with Holiday Charities
Giving back is common during the holiday season, and scammers know it! Fake charities often pop up, using emotional stories or urgent appeals for donations. Before donating, make sure the organization is legitimate by visiting its official website. If something seems rushed or suspicious, take the extra time to verify before sending money.
Stay Vigilant with Your LSB Debit Card
Your LSB Debit Card is designed to make purchases safe and reliable, but it is still important to monitor account activity during the busy holiday season. Regularly check your transactions through our Mobile App and turn on real-time alerts to be informed about purchases as they happen. These simple steps help you catch anything unfamiliar quickly and maintain peace of mind.
Keep Your Holiday Stress-Free
The holidays are meant to be enjoyable and taking a few precautions can help you focus on what matters most. If you notice anything unusual on your account or receive a suspicious message, please contact Lisle Savings Bank. Our team is here to help you stay protected and navigate the season with assurance!