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HOW TO SPOT & AVOID IMPOSTER SCAMS

In a world where technology connects us in ways previously unimaginable, the rise of imposter scams serves as a reminder of the importance of cautious engagement. Craftily exploiting our trust in legitimate entities, these scams can wreak havoc on unsuspecting victims. From fake emails posing as government agencies to deceptive calls mimicking banks, imposter scams come in various forms and target our vulnerabilities. The good news is that you can guard yourself against these deceptive ploys with awareness and know-how. Let's dive into the world of imposter scams, uncover their tricks, and equip you with the tools to spot and avoid them effectively.

 

UNDERSTANDING IMPOSTER SCAMS

Imposter scams involve maliciously impersonating reputable entities to extract personal information or money. These scams exploit trust, posing as government agencies, tech support, or charities. Recognizing tactics equips you to defend against manipulation.

 

RED FLAGS TO WATCH FOR

Imposter scams often trigger urgency and demand quick action. Unsolicited communication via email, calls, or messages, especially seeking sensitive data or asking you to wire money, send a gift card, or deposit cash into a Bitcoin ATM as payment, are a warning sign. Reputable entities use official channels, so be cautious of unexpected contact.

 

HOW TO PROTECT YOURSELF

Rely on instincts and avoid hasty decisions driven by urgency. Verify contact legitimacy through trusted sources. Avoid clicking links if you doubt an email’s validity; visit the official website directly. Lisle Savings Bank has some great articles with further information on cybersecurity here.

 

STEPS TO TAKE IF YOU SUSPECT A SCAM

Cease communication and report suspicious incidents to authorities like FTC. You can call the FTC at 1-877-382-4357 or submit your information online at  https://reportfraud.ftc.gov/#/. Notify your financial institutions if personal details are shared. Swift action limits potential harm.

 

RESOURCES FOR FURTHER ASSISTANCE

Utilize resources like Better Business Bureau for scam tracking and Anti-Phishing Working Group for insights. Educate yourself to stay ahead and access help if needed.

 

By understanding the tactics used by scammers and being vigilant about red flags, you can empower yourself to make informed decisions and avoid falling prey to their deceitful traps. Remember, your awareness and skepticism are your greatest allies in the fight against imposter scams. Share your knowledge with friends and family; together, we can build a safer online environment for everyone!

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"When I decided to purchase my first home Lisle Savings Banks' first time home buyer program was exactly what I needed."

Nick C. Customer since 1995

"The support that Lisle Savings Bank provided us was unmatched. Not only were your rates and fees significantly better than the other two large companies I looked at, but you were also significantly less pushy and more patient with my questions."

Adam N. Customer since 2019

"The positive interaction I receive while working with LSB's employees, and their outstanding rates, will keep me a loyal customer for life."

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