Cashback Rewards Checking

Swipe, earn, repeat – 5% cashback made easy

¹U.S. checking or savings account is required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

How to Maximize Your Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Cashback Rewards Account during each Monthly Qualification Cycle:

• Have at least 12 debit card purchases
• Have at least 1 direct deposit or ACH credit or debit transaction
• Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — you can get right back to earning your cash rewards the very next cycle that you qualify.
 

What Your Account Includes

Maximize your rewards when it comes to everyday expenses with a free checking account that pays cashback on debit card purchases — up to $10 per month!*

• $50.00 minimum deposit to open
• Get 5.00% cashback on debit card purchases*
• No category restrictions on purchases
• Cashback earned on as much as $200 in purchases monthly
• Earn as much as $120 cashback per year, $10 per month*
• Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
• No minimum balance to earn rewards
• Link to free High Interest Savings to build savings automatically

Bank Local. Earn More. Make a Difference.

When you bank with us, you're doing more than just managing your money – you’re investing in the community you call home. Every transaction helps support your local bank, that’s been committed to Lisle and the surrounding neighborhoods for generations. From sponsoring local events to supporting families and small businesses, your everyday banking helps build a stronger, more connected community. It’s a simple way to do good while doing what you already do – spend, save, and swipe. 

Don’t Wait – Start Earning Rewards Today! Open your account online today and experience what it means to bank with purpose and get rewarded for it!  

View Branch Locations      Open Online

 

Frequently Asked Questions (FAQ)

Lisle Savings Bank’s market area is in DuPage, Will, & Kane Counties, which includes the following cities: Aurora, Batavia, Darien, Elmhurst, Naperville, Oakbrook Terrace, St. Charles, Warrenville, West Chicago, Wood Dale, Addison, Bartlett, Bensenville, Bloomingdale, Bolingbrook, Burr Ridge, Carol Stream, Clarendon Hills, Downers Grove, Elk Grove Village, Glendale Heights, Glen Ellyn, Hanover Park, Hinsdale, Itasca, Lemont, Lisle, Lombard, Oak Brook, Roselle, Schaumburg, Villa Park, Wayne, Westmont, Willow Springs, Willowbrook, Winfield, & Woodridge. Some cities listed may extend beyond DuPage, Will, & Kane County. Certain municipalities span multiple counties; only the portions within DuPage, Will, or Kane are included in our primary market area. While the cities and villages listed are part of our market area, a few may partially extend beyond DuPage, Will, or Kane County.

*Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account, and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first banking day of the current statement cycle through one (1) banking day prior to the last banking day of the current statement cycle.

See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

"Banking Day" means any day on which an office of the bank is open to the public for the purpose of carrying out substantially all of its banking functions or for processing.

"Business Day" means a calendar day other than a Saturday or a Sunday, January 1, the third Monday in January, the third Monday in February, the last Monday in May, June 19, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, June 19, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day.

"Statement Cycle" means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account. See our website or contact one of our branch service representatives for specific Statement Cycle dates.

Reward Information:

When Cashback Rewards Checking qualifications are met during a Monthly Qualification Cycle, you will receive 5.00% cashback on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cashback payments may be earned per Monthly Qualification Cycle.

You will receive reimbursements up to an aggregate total of $20.00 for nationwide ATM withdrawal fees incurred within your Cashback Rewards Checking account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Cashback Rewards Checking, High Interest Checking, and Mortgage Advantage Checking transactions via ATM; High Interest Savings ATM transaction fees are not reimbursed nor refunded.

When your Cashback Rewards Checking account qualifications are not met, no cashback payments are made, and ATM withdrawal fees are not refunded.

Cashback payments and nationwide ATM withdrawal fee reimbursements will be credited to your Cashback Rewards Checking account on the last day of the current statement cycle.

Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.

Additional Information:

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons, and other requirements apply.

A $50.00 minimum deposit is required to open the account.

The conditions of this account in order to receive rewards after the Monthly Qualification Cycle are the following: be enrolled in and agree to receive e-statements, at least one (1) direct deposit or ACH credit or debit transaction posts and settles during the Monthly Qualification Cycle, and at least twelve (12) debit card purchases post and settle during the Monthly Qualification Cycle.

Limit of one (1) Cashback Rewards Checking, High Interest Checking, or Mortgage Advantage Checking account per social security number.

There are no recurring monthly maintenance charges or fees to open or close this account unless closed within 30 days of opening.

This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account.

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates, and enrollment instructions.

Member FDIC.