Banking Conveniences

Who knew you could actually enjoy banking?

We did. Because we make it incredibly easy and convenient for you to bank the way you want to bank. Whether it's digital banking with the latest technology, or old-fashioned personal service with friendly, helpful bankers. Maybe it's the perfect combination of both. Whatever you need to turn your banking experience from a duty into a delight. 

Digital Solutions

Banking on the go has never been easier thanks to LSB's digital banking options. From online and mobile banking access for 24/7 access to payment ease, we've got your banking need covered.

Personal Service

With over 100 years of banking history, you've got peace of mind that you're banking where personal service not only matters but it's at the core of our culture. 

Money Orders   Safe Deposit Boxes
Notary Service   Access to Financial Services
Bank by Mail & Night Deposit   Local Lending Decisions & Servicing

Stop By and See For Yourself

The best way to experience the LSB touch is to stop by one of our locations to meet our bankers to experience the difference. Since 1917 we’ve been here taking care of generations and look forward to meeting you. 
 

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Title Token Key Token Value
Loan to Value Ratio - 81-90% - 10 Year Rate {{LTV_8190_10year_rate}} 5.500
Loan to Value Ratio - 81-90% - 10 Year APR {{LTV_8190_10year_apr}} 5.749
Loan to Value Ratio - 81-90% - 10 Year Payment Example {{LTV_8190_10year_pmt}} 1,790.68
Loan to Value Ratio - 81-90% - 10 Year Points {{LTV_8190_10year_points}} 0
Loan to Value Ratio - 81-90% - 15 Year Rate {{LTV_8190_15year_rate}} 5.625
Loan to Value Ratio - 81-90% - 15 Year APR {{LTV_8190_15year_apr}} 5.802
Loan to Value Ratio - 81-90% - 15 Year Points {{LTV_8190_15year_points}} 0
Loan to Value Ratio - 81-90% - 15 Year Payment Example {{LTV_8190_15year_pmt}} 1,359.16
Loan to Value Ratio - 81-90% - 20 Year Rate {{LTV_8190_20year_rate}} 6.125
Loan to Value Ratio - 81-90% - 20 Year APR {{LTV_8190_20year_apr}} 6.273
Loan to Value Ratio - 81-90% - 20 Year Points {{LTV_8190_20year_points}} 0
Loan to Value Ratio - 81-90% - 20 Year Payment Example {{LTV_8190_20year_pmt}} 1,194.04
Loan to Value Ratio - 81-90% - 25 Year Rate {{LTV_8190_25year_rate}} 6.250
Loan to Value Ratio - 81-90% - 25 Year APR {{LTV_8190_25year_apr}} 6.378
Loan to Value Ratio - 81-90% - 25 Year Points {{LTV_8190_25year_points}} 0
Loan to Value Ratio - 81-90% - 25 Year Payment Example {{LTV_8190_25year_pmt}} 1,088.45
Loan to Value Ratio - 81-90% - 30 Year Rate {{LTV_8190_30year_rate}} 6.375
Loan to Value Ratio - 81-90% - 30 Year APR {{LTV_8190_30year_apr}} 6.491
Loan to Value Ratio - 81-90% - 30 Year Points {{LTV_8190_30year_points}} 0
Loan to Value Ratio - 81-90% - 30 Year Payment Example {{LTV_8190_30year_pmt}} 1,029.39
Loan to Value Ratio - 71-80% - 10 Year Rate {{LTV_7180_10year_rate}} 5.375
Loan to Value Ratio - 71-80% - 10 Year APR {{LTV_7180_10year_apr}} 5.621
Loan to Value Ratio - 71-80% - 10 Year Points {{LTV_7180_10year_points}} 0
Loan to Value Ratio - 71-80% - 10 Year Payment Example {{LTV_7180_10year_pmt}} 1,780.48
Loan to Value Ratio - 71-80% - 15 Year Rate {{LTV_7180_15year_rate}} 5.500
Loan to Value Ratio - 71-80% - 15 Year APR {{LTV_7180_15year_apr}} 5.675
Loan to Value Ratio - 71-80% - 15 Year Points {{LTV_7180_15year_points}} 0
Loan to Value Ratio - 71-80% - 15 Year Payment Example {{LTV_7180_15year_pmt}} 1,348.19
Loan to Value Ratio - 71-80% - 20 Year Rate {{LTV_7180_20year_rate}} 6.000
Loan to Value Ratio - 71-80% - 20 Year APR {{LTV_7180_20year_apr}} 6.146
Loan to Value Ratio - 71-80% - 20 Year Points {{LTV_7180_20year_points}} 0
Loan to Value Ratio - 71-80% - 20 Year Payment Example {{LTV_7180_20year_pmt}} 1,182.11
Loan to Value Ratio - 71-80% - 25 Year Rate {{LTV_7180_25year_rate}} 6.125
Loan to Value Ratio - 71-80% - 25 Year APR {{LTV_7180_25year_apr}} 6.251
Loan to Value Ratio - 71-80% - 25 Year Points {{LTV_7180_25year_points}} 0
Loan to Value Ratio - 71-80% - 25 Year Payment Example {{LTV_7180_25year_pmt}} 1,075.74
Loan to Value Ratio - 71-80% - 30 Year Rate {{LTV_7180_30year_rate}} 6.250
Loan to Value Ratio - 71-80% - 30 Year APR {{LTV_7180_30year_apr}} 6.364
Loan to Value Ratio - 71-80% - 30 Year Points {{LTV_7180_30year_points}} 0
Loan to Value Ratio - 71-80% - 30 Year Payment Example {{LTV_7180_30year_pmt}} 1,015.93
Loan to Value Ratio - 61-70% - 10 Year Rate {{LTV_6170_10year_rate}} 5.250
Loan to Value Ratio - 61-70% - 10 Year APR {{LTV_6170_10year_apr}} 5.493
Loan to Value Ratio - 61-70% - 10 Year Points {{LTV_6170_10year_points}} 0
Loan to Value Ratio - 61-70% - 10 Year Payment Value {{LTV_6170_10year_pmt}} 1,770.31
Loan to Value Ratio - 61-70% - 15 Year Rate {{LTV_6170_15year_rate}} 5.375
Loan to Value Ratio - 61-70% - 15 Year APR {{LTV_6170_15year_apr}} 5.548
Loan to Value Ratio - 61-70% - 15 Year Points {{LTV_6170_15year_points}} 0
Loan to Value Ratio - 61-70% - 15 Year Payment Example {{LTV_6170_15year_pmt}} 1,337.27
Loan to Value Ratio - 61-70% - 20 Year Rate {{LTV_6170_20year_rate}} 5.875
Loan to Value Ratio - 61-70% - 20 Year APR {{LTV_6170_20year_apr}} 6.019
Loan to Value Ratio - 61-70% - 20 Year Points {{LTV_6170_20year_points}} 0
Loan to Value Ratio - 61-70% - 20 Year Payment Example {{LTV_6170_20year_pmt}} 1,170.24
Loan to Value Ratio - 61-70% - 25 Year Rate {{LTV_6170_25year_rate}} 6.000
Loan to Value Ratio - 61-70% - 25 Year APR {{LTV_6170_25year_apr}} 6.124
Loan to Value Ratio - 61-70% - 25 Year Points {{LTV_6170_25year_points}} 0
Loan to Value Ratio - 61-70% - 25 Year Payment Example {{LTV_6170_25year_pmt}} 1,063.10
Loan to Value Ratio - 61-70% - 30 Year Rate {{LTV_6170_30year_rate}} 6.125
Loan to Value Ratio - 61-70% - 30 Year APR {{LTV_6170_30year_apr}} 6.237
Loan to Value Ratio - 61-70% - 30 Year Points {{LTV_6170_30year_points}} 0
Loan to Value Ratio - 61-70% - 30 Year Payment Example {{LTV_6170_30year_pmt}} 1,002.56
Loan to Value Ratio - 60% and Below - 10 Year Rate {{LTV_60_10year_rate}} 5.125
Loan to Value Ratio - 60% and Below - 10 Year APR {{LTV_60_10year_apr}} 5.365
Loan to Value Ratio - 60% and Below - 10 Year Points {{LTV_60_10year_points}} 0
Loan to Value Ratio - 60% and Below - 10 Year Payment Example {{LTV_60_10year_pmt}} 1,760.18
Loan to Value Ratio - 60% and Below - 15 Year Rate {{LTV_60_15year_rate}} 5.250
Loan to Value Ratio - 60% and Below - 15 Year APR {{LTV_60_15year_apr}} 5.420
Loan to Value Ratio - 60% and Below - 15 Year Points {{LTV_60_15year_points}} 0
Loan to Value Ratio - 60% and Below - 15 Year Payment Example {{LTV_60_15year_pmt}} 1,326.40
Loan to Value Ratio - 60% and Below - 20 Year Rate {{LTV_60_20year_rate}} 5.750
Loan to Value Ratio - 60% and Below - 20 Year APR {{LTV_60_20year_apr}} 5.892
Loan to Value Ratio - 60% and Below - 20 Year Points {{LTV_60_20year_points}} 0
Loan to Value Ratio - 60% and Below - 20 Year Payment Example {{LTV_60_20year_pmt}} 1,158.44
Loan to Value Ratio - 60% and Below - 25 Year Rate {{LTV_60_25year_rate}} 5.875
Loan to Value Ratio - 60% and Below - 25 Year APR {{LTV_60_25year_apr}} 5.997
Loan to Value Ratio - 60% and Below - 25 Year Points {{LTV_60_25year_points}} 0
Loan to Value Ratio - 60% and Below - 25 Year Payment Example {{LTV_60_25year_pmt}} 1,050.53
Loan to Value Ratio - 60% and Below - 30 Year Rate {{LTV_60_30year_rate}} 6.000
Loan to Value Ratio - 60% and Below - 30 Year APR {{LTV_60_30year_apr}} 6.110
Loan to Value Ratio - 60% and Below - 30 Year Points {{LTV_60_30year_points}} 0
Loan to Value Ratio - 60% and Below - 30 Year Payment Example {{LTV_60_30year_pmt}} 989.26
Refinance APR Fees {{Refinance_APR_Fees}} 1,189.25
Purchase APR Fees {{Purchase_APR_Fees}} 2,102.00
First Time Home Buyer APR Fees {{FTHB_APR_Fees}} 1,452
First Time Home Owner Refinance APR Fees {{FTHO_Fefi_APR_Fees}} 539.25
Odd Day Interest {{Odd_Day_Interest}} 1,595.00
Purchase Rate Adjustor {{Purchase_Rate_Adjustor}} 0
First Time Home Buyer Rate Adjustor {{FTHB_Rate_Adjustor}} 0
Refinance Rate Adjustor {{Refi_Rate_Adjustor}} .125
Interest Checking - Rate {{checking_interest_rate}} 0.05
Interest Checking - APY {{checking_interest_apy}} 0.05
Gold 50 Checking - Rate {{checking_gold50_rate}} 0.10
Gold 50 Checking - APY {{checking_gold50_apy}} 0.10
Premium Checking - Rate {{checking_premium_rate}} 0.15
Premium Checking - APY {{checking_premium_apy}} 0.15
Home Business Checking - Rate {{checking_home_business_rate}} 0.05
Home Business Checking - APY {{checking_home_business_apy}} 0.05
E - Savings - $0.01 to $49,999 - Rate {{savings_esavings_49999_rate}} 0.15
E Savings - $0.01 to $49,999 - APY {{savings_esavings_49999_apy}} 0.15
E Savings - $50,000 and Over - Rate {{savings_esavings_50000_rate}} 0.30
E Savings - $50,000 and Over - APY {{savings_esavings_50000_apy}} 0.30
Statement Savings - Rate {{savings_statement_rate}} 0.10
Statement Savings - APY {{savings_statement_apy}} 0.10
Small Savers - Rate {{savers_small_rate}} 0.10
Small Savers - APY {{savers_small_apy}} 0.10
IRA Statement Savings - Rate {{savings_ira_statement_rate}} 0.10
IRA Statement Savings - APY {{savings_ira_statement_apy}} 0.10
Insured Money Market $0.01 to $49,999 - Rate {{moneymarket_49999_rate}} 0.10
Insured Money Market $0.01 to $49,999 - APY {{moneymarket_49999_apy}} 0.10
Insured Money Market $50,000 - $99,999 - Rate {{moneymarket_99999_rate}} 0.20
Insured Money Market $50,000 - $99,999 - APY {{moneymarket_99999_apy}} 0.20
Insured Money Market $100,000 - $199,999 - Rate {{moneymarket_199999_rate}} 0.30
Insured Money Market $100,000 - $199,999 - APY {{moneymarket_199999_apy}} 0.30
Insured Money Market $200,000 and Over - Rate {{moneymarket_200000_rate}} 0.40
Insured Money Market $200,000 and Over - APY {{moneymarket_200000_apy}} 0.40
6 Month CD - Rate {{cd_6mo_rate}} 0.45
6 Month CD - APY {{cd_6mo_apy}} 0.45
9 Month CD - Rate {{cd_9mo_rate}} 2.96
9 Month CD - APY {{cd_9mo_apy}} 3.00
12 Month CD - Rate {{cd_12mo_rate}} 0.55
12 Month CD - APY {{cd_12mo_apy}} 0.55
18 Month CD - Rate {{cd_18mo_rate}} 0.60
18 Month CD - APY {{cd_18mo_apy}} 0.60
24 Month CD - Rate {{cd_24mo_rate}} 0.65
24 Month CD - APY {{cd_24mo_apy}} 0.65
30 Month CD - Rate {{cd_30mo_rate}} 0.70
30 Month CD - APY {{cd_30mo_apy}} 0.70
42 Month CD - Rate {{cd_42mo_rate}} 0.75
42 Month CD - APY {{cd_42mo_apy}} 0.75
180 Days Jumbo CD - Rate {{cd_jumbo_180days_rate}} 0.50
180 Days Jumbo CD - APY {{cd_jumbo_180days_apy}} 0.50
365 Days Jumbo CD - Rate {{cd_jumbo_365days_rate}} 0.60
365 Days Jumbo CD - APY {{cd_jumbo_365days_apy}} 0.60
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