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5 TIPS FOR REDUCING IDENTITY THEFT RISK

This is your year to shine; don’t let scammers steal your joy in 2024! Part of shining bright involves safeguarding your personal information. Did you know that the average American spends six hours and 58 minutes per day online? Or that more than 85% of Americans use the internet every single day? In this blog post, we'll share valuable tips to help you lower the risk of identity theft and navigate the digital world with confidence. Let's make this year one of empowerment and security as we prioritize the protection of our financial well-being.

1. Review Your Financial Statements and Credit Reports Regularly

Start the year by creating a habit of regularly reviewing your bank and credit card statements. Additionally, request and review your credit reports regularly from major credit bureaus. These simple practices allow you to quickly identify any unauthorized transactions and promptly act if necessary.

2. Strengthen Passwords and Use Two-Factor Authentication

Upgrade your online security by strengthening your passwords. Ensure they include a combination of uppercase and lowercase letters, numbers, and special characters. Additionally, enable two-factor authentication whenever possible to add an extra layer of protection to your accounts.

4. Shred Sensitive Documents

Dispose of old bank statements, credit card offers, and other sensitive documents by shredding them. This prevents identity thieves from accessing your personal information through discarded paperwork.

5. Secure Your Devices and Use Secure Wi-Fi Networks

Ensure that all internet-connected devices are protected with up-to-date security software. Regularly update your operating system and applications to patch vulnerabilities that could be exploited by cybercriminals. When accessing online banking or other sensitive accounts, make sure you're using a secure and password-protected Wi-Fi network.

As we embark on a new year, make it your resolution to prioritize your financial well-being by taking proactive steps to lower the risk of identity theft. By implementing these practical tips, you'll not only safeguard your personal information but also set the stage for a successful and secure year ahead. At Lisle Savings Bank, we are committed to supporting you on your journey to financial success and security. Here's to a bright and secure year!

Hear what members of your community say about us

"When I decided to purchase my first home Lisle Savings Banks' first time home buyer program was exactly what I needed."

Nick C. Customer since 1995

"The support that Lisle Savings Bank provided us was unmatched. Not only were your rates and fees significantly better than the other two large companies I looked at, but you were also significantly less pushy and more patient with my questions."

Adam N. Customer since 2019

"The positive interaction I receive while working with LSB's employees, and their outstanding rates, will keep me a loyal customer for life."

Robert B. Customer since 2010
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Loan to Value Ratio - 81-90% - 10 Year Rate {{LTV_8190_10year_rate}} 6.000
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Loan to Value Ratio - 81-90% - 20 Year Payment Example {{LTV_8190_20year_pmt}} 1,242.37
Loan to Value Ratio - 81-90% - 25 Year Rate {{LTV_8190_25year_rate}} 6.750
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Loan to Value Ratio - 81-90% - 25 Year Payment Example {{LTV_8190_25year_pmt}} 1,140.00
Loan to Value Ratio - 81-90% - 30 Year Rate {{LTV_8190_30year_rate}} 6.875
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Loan to Value Ratio - 71-80% - 10 Year Rate {{LTV_7180_10year_rate}} 5.875
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Loan to Value Ratio - 71-80% - 20 Year Payment Example {{LTV_7180_20year_pmt}} 1,230.20
Loan to Value Ratio - 71-80% - 25 Year Rate {{LTV_7180_25year_rate}} 6.625
Loan to Value Ratio - 71-80% - 25 Year APR {{LTV_7180_25year_apr}} 6.775
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Loan to Value Ratio - 71-80% - 25 Year Payment Example {{LTV_7180_25year_pmt}} 1,127.01
Loan to Value Ratio - 71-80% - 30 Year Rate {{LTV_7180_30year_rate}} 6.750
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Loan to Value Ratio - 61-70% - 15 Year Payment Example {{LTV_6170_15year_pmt}} 1,381.25
Loan to Value Ratio - 61-70% - 20 Year Rate {{LTV_6170_20year_rate}} 6.375
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Loan to Value Ratio - 60% and Below - 20 Year Rate {{LTV_60_20year_rate}} 6.250
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Loan to Value Ratio - 60% and Below - 20 Year Payment Example {{LTV_60_20year_pmt}} 1,206.03
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Loan to Value Ratio - 60% and Below - 30 Year Payment Example {{LTV_60_30year_pmt}} 1,042.91
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Odd Day Interest {{Odd_Day_Interest}} 1,595.00
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E Savings - $50,000 and Over - Rate {{savings_esavings_50000_rate}} 1.25
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13 Month CD Special - Rate {{cd_23mo_special_rate}} 4.69
13 Month CD Special - APY {{cd_23mo_special_apy}} 4.80
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