Check your credit score anytime – free, secure, and easy!
Credit Insights gives you a simple, secure way to stay on top of your credit right inside online banking or our mobile app. View your credit score, full credit report, and personalized insights anytime, along with real-time alerts, credit monitoring, and tools that help you understand what’s changing—all at no cost.
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WHAT YOU CAN DO WITH Credit Insights
- View your credit score updated daily
- Access your full credit report
- Receive real-time credit monitoring alerts
- Use a credit score simulator to explore “what-if” scenarios
- Review personalized credit insights and recommendations
- And more tools to help you build and protect your credit
WHY IT MATTERS
Your credit score plays an important role in your financial life. It can impact loan approvals, interest rates, and overall borrowing power.
Credit Insights helps you:
- Understand what’s affecting your score
- Monitor changes as they happen
- Take action to improve your credit over time
- Stay alert to potential fraud or unexpected activity
FAQs
It’s FREE! To use this feature, you simply need to enroll in Lisle Savings Bank’s Digital Banking.
Credit Insights uses a soft credit pull, so your credit score is not affected when you use this service.
A soft inquiry is a basic review of your credit information that does not impact your score. Lenders often use soft inquiries when pre-screening applicants or when you check your own credit.
A credit score is a three digit-number calculated to indicate your creditworthiness. The higher the score, the more creditworthy you are to a lender. A credit score is calculated from the information in your credit report and considers your on-time payments, the length of your payment history, your mix of different types of credit accounts, and other such factors. It is important to know that your score does not take your age, income, employment, marital status, or your bank account into account.
You can learn more about credit scores and scoring models from the Consumer Financial Protection Bureau website: https://www.consumerfinance.gov/ask-cfpb/what-is-a-credit-score-en-315/